AUTHORIZED USER TRADELINES

Boost Your Score with Seasoned Tradelines

Get added to established credit accounts with perfect payment history. AU tradelines can quickly boost your credit score by adding positive history to your profile.

Authorized User Status
Premium Banks (AMEX, Chase, Citi)
Reports to All 3 Bureaus

All tradelines guaranteed to post within 2 billing cycles or your money back

Understanding Reporting Positions

The position determines how quickly the tradeline reports to bureaus. Lower positions report faster.

2nd
Fastest Reporting
3rd
Fast Reporting
4th
Standard Reporting
5th
Value Option

2nd Position Tradelines

Fastest reporting - ideal for time-sensitive credit needs

AU Tradeline - Capital One $7K (2022)

Boost your credit profile with this Capital One authorized user tradeline featuring a $7,000 credit limit. This 2022 account adds positive payment history to your credit report as an authorized user. Reports in the 2nd position for faster credit bureau updates. Perfect for building credit mix and lowering overall utilization. Reports to all three major bureaus (Equifax, Experian, TransUnion).

  • $7,000 Credit Limit
  • Capital One Account
  • 2022 Account Age
  • 2nd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - American Express $25K

Premium American Express authorized user tradeline with a $25,000 credit limit. AMEX tradelines carry significant weight with lenders due to the brand's prestige. Reports in the 2nd position for faster credit bureau updates. Adds excellent payment history and high-limit revolving credit to your profile. Reports to all three major bureaus.

  • $25,000 Credit Limit
  • American Express Account
  • 2nd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - Citi $12K (2012)

Seasoned Citi authorized user tradeline with a $12,000 credit limit and over 12 years of perfect payment history from 2012. Aged tradelines carry more weight in credit scoring models. Reports in the 2nd position for faster updates. This seasoned account demonstrates long-term credit management. Reports to all three major bureaus.

  • $12,000 Credit Limit
  • Citi Account
  • 2012 Account - 12+ Years Old
  • 2nd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - American Express $35K

High-limit American Express authorized user tradeline with a $35,000 credit limit. AMEX tradelines carry significant weight with lenders due to the brand's prestige and high approval standards. Reports in the 2nd position for faster credit bureau updates. Excellent for improving credit utilization ratios. Reports to all three major bureaus.

  • $35,000 Credit Limit
  • American Express Account
  • 2nd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - Chase $10K (2020)

Chase authorized user tradeline with a $10,000 credit limit from 2020. Chase is one of the most respected issuers among lenders. Reports in the 2nd position for faster credit bureau updates. Adds solid payment history and diversifies your credit mix. Reports to all three major bureaus.

  • $10,000 Credit Limit
  • Chase Account
  • 2020 Account Age
  • 2nd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - American Express $50K

Premium high-limit American Express authorized user tradeline with a $50,000 credit limit. This is one of our highest-limit AMEX tradelines available. Reports in the 2nd position for faster credit bureau updates. Dramatically improves credit utilization ratios and demonstrates access to premium credit. Reports to all three major bureaus.

  • $50,000 Credit Limit
  • American Express Account
  • 2nd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

3rd Position Tradelines

Fast reporting with excellent value

AU Tradeline - American Express $30K

American Express authorized user tradeline with a $30,000 credit limit. AMEX tradelines carry significant weight with lenders. Reports in the 3rd position. Adds excellent payment history and high-limit revolving credit to your profile. Reports to all three major bureaus.

  • $30,000 Credit Limit
  • American Express Account
  • 3rd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - Barclays $10.8K (2021)

Barclays authorized user tradeline with a $10,800 credit limit from 2021. Barclays adds diversity to your credit mix with a respected international issuer. Reports in the 3rd position. Perfect payment history helps build your credit profile. Reports to all three major bureaus.

  • $10,800 Credit Limit
  • Barclays Account
  • 2021 Account Age
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - American Express $21.8K

American Express authorized user tradeline with a $21,800 credit limit. AMEX tradelines carry significant weight with lenders due to the brand's prestige. Reports in the 3rd position. Adds excellent payment history to your profile. Reports to all three major bureaus.

  • $21,800 Credit Limit
  • American Express Account
  • 3rd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - Barclays $20K (2018)

Seasoned Barclays authorized user tradeline with a $20,000 credit limit from 2018. This 6+ year old account adds valuable age to your credit profile. Reports in the 3rd position. Aged tradelines demonstrate long-term credit management. Reports to all three major bureaus.

  • $20,000 Credit Limit
  • Barclays Account
  • 2018 Account - 6+ Years Old
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Citi $4.5K (2022)

Citi authorized user tradeline with a $4,500 credit limit from 2022. A great entry-level tradeline to start building your credit mix. Reports in the 3rd position. Perfect payment history from a respected issuer. Reports to all three major bureaus.

  • $4,500 Credit Limit
  • Citi Account
  • 2022 Account Age
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Citi $3K (2023)

Citi authorized user tradeline with a $3,000 credit limit from 2023. Our most affordable tradeline option to help you get started. Reports in the 3rd position. Perfect payment history from Citi. Reports to all three major bureaus.

  • $3,000 Credit Limit
  • Citi Account
  • 2023 Account Age
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Chase $7.5K (2023)

Chase authorized user tradeline with a $7,500 credit limit from 2023. Chase is highly respected among lenders. Reports in the 3rd position. Adds solid payment history and diversifies your credit mix. Reports to all three major bureaus.

  • $7,500 Credit Limit
  • Chase Account
  • 2023 Account Age
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Barclays $24K (2019)

Seasoned Barclays authorized user tradeline with a $24,000 credit limit from 2019. This 5+ year old high-limit account adds valuable age and available credit to your profile. Reports in the 3rd position. Reports to all three major bureaus.

  • $24,000 Credit Limit
  • Barclays Account
  • 2019 Account - 5+ Years Old
  • 3rd Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - American Express $15K

American Express authorized user tradeline with a $15,000 credit limit. AMEX tradelines carry significant weight with lenders. Reports in the 3rd position. Perfect mid-range option for building credit. Reports to all three major bureaus.

  • $15,000 Credit Limit
  • American Express Account
  • 3rd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - American Express $3K

American Express authorized user tradeline with a $3,000 credit limit. Get the prestige of AMEX on your credit report at an affordable entry point. Reports in the 3rd position. Reports to all three major bureaus.

  • $3,000 Credit Limit
  • American Express Account
  • 3rd Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

4th Position Tradelines

Standard reporting timeline

AU Tradeline - American Express $29K

American Express authorized user tradeline with a $29,000 credit limit. High-limit AMEX tradeline for significant credit impact. Reports in the 4th position. Excellent for improving utilization ratios. Reports to all three major bureaus.

  • $29,000 Credit Limit
  • American Express Account
  • 4th Position Reporting
  • Reports to All 3 Bureaus
  • Perfect Payment History

AU Tradeline - Citi $21.7K (2019)

Seasoned Citi authorized user tradeline with a $21,700 credit limit from 2019. This 5+ year old account adds valuable age and high credit limit to your profile. Reports in the 4th position. Reports to all three major bureaus.

  • $21,700 Credit Limit
  • Citi Account
  • 2019 Account - 5+ Years Old
  • 4th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Citi $17.6K (2022)

Citi authorized user tradeline with a $17,600 credit limit from 2022. Solid mid-range tradeline from a respected issuer. Reports in the 4th position. Perfect payment history. Reports to all three major bureaus.

  • $17,600 Credit Limit
  • Citi Account
  • 2022 Account Age
  • 4th Position Reporting
  • Reports to All 3 Bureaus

5th Position Tradelines

Best value for building long-term credit

AU Tradeline - Capital One $13K (2019)

Seasoned Capital One authorized user tradeline with a $13,000 credit limit from 2019. This 5+ year old account adds valuable age to your profile. Reports in the 5th position. Reports to all three major bureaus.

  • $13,000 Credit Limit
  • Capital One Account
  • 2019 Account - 5+ Years Old
  • 5th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Citizens $11K (2016)

Highly seasoned Citizens Bank authorized user tradeline with an $11,000 credit limit from 2016. This 8+ year old account adds exceptional age to your credit profile. Reports in the 5th position. Aged tradelines are highly valued by scoring models. Reports to all three major bureaus.

  • $11,000 Credit Limit
  • Citizens Bank Account
  • 2016 Account - 8+ Years Old
  • 5th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Citi $10.4K (2017)

Seasoned Citi authorized user tradeline with a $10,400 credit limit from 2017. This 7+ year old account adds significant age to your credit profile. Reports in the 5th position. Reports to all three major bureaus.

  • $10,400 Credit Limit
  • Citi Account
  • 2017 Account - 7+ Years Old
  • 5th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - PNC $15K (2018)

Seasoned PNC Bank authorized user tradeline with a $15,000 credit limit from 2018. PNC adds diversity to your credit mix. This 6+ year old account adds valuable age. Reports in the 5th position. Reports to all three major bureaus.

  • $15,000 Credit Limit
  • PNC Bank Account
  • 2018 Account - 6+ Years Old
  • 5th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Chase $23K (2011)

Highly seasoned Chase authorized user tradeline with a $23,000 credit limit from 2011. This 13+ year old account is one of our most aged tradelines available. Chase is highly respected among lenders. Reports in the 5th position. Exceptional for adding credit age. Reports to all three major bureaus.

  • $23,000 Credit Limit
  • Chase Account
  • 2011 Account - 13+ Years Old
  • 5th Position Reporting
  • Reports to All 3 Bureaus

AU Tradeline - Chase $14K (2022)

Chase authorized user tradeline with a $14,000 credit limit from 2022. Chase is one of the most respected issuers among lenders. Reports in the 5th position. Adds solid payment history and diversifies your credit mix. Reports to all three major bureaus.

  • $14,000 Credit Limit
  • Chase Account
  • 2022 Account Age
  • 5th Position Reporting
  • Reports to All 3 Bureaus

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