Never Get Caught Off Guard By Your Credit Again
Try Perfect Credit Monitoring for $1 for a full week — daily 3-bureau alerts, dark-web surveillance, and a $1M ID theft policy. Backed by The Collins Academy's monthly strategy playbook.
Then just $29.99/month if you love it — cancel any time inside your dashboard.
Start My $1 TrialBank-grade security · Member-only Collins Academy strategy updates included
What's Included
Daily 3-Bureau Monitoring
We watch Experian, Equifax, and TransUnion every single day for changes to your report.
Instant Alerts
Get email + SMS the moment a new account, inquiry, or change hits your file.
Score Tracking
See your VantageScore and FICO move week-by-week with a clean visual timeline.
Dark Web Surveillance
We scan the dark web 24/7 for your SSN, email, and bank info — alerts the second they show.
Fraud & Identity Protection
Real-time fraud alerts plus $1M identity theft insurance on every account.
Monthly Strategy Updates
Collins Academy gives you a monthly playbook of moves to make based on what your report shows.
Every Plan Includes
- 3-Bureau credit reports updated daily
- Real-time FICO + VantageScore tracking
- Email + SMS alerts on every change
- Hard inquiry monitoring & dispute support
- Dark web monitoring (SSN, email, cards)
- $1M identity theft insurance
- Family plan add-on (up to 4 members)
- Cancel anytime — no contracts
Already monitoring? Get your free funding scan first.
Upload your latest tri-merge report and we'll tell you exactly how much funding you qualify for — in 60 seconds.
Run My Free Credit Scan* 7-day trial is $1.00, then $29.99/month thereafter. Cancel anytime from inside your member dashboard before the trial ends to avoid the monthly charge. Perfect Credit Monitoring is provided by our credit monitoring partner. The Collins Academy may earn a commission when you enroll — at no additional cost to you.
