Primary tradelines are accounts where YOU are the account holder - not an authorized user. These carry significantly more weight with lenders and build real, independent credit history.
Select the credit limit that fits your goals. We'll place the best account type for your credit profile.
If your credit profile isn't strong enough to get approved, this is the missing piece. Our $3,500 Primary Tradeline is designed to help position your credit the right way — not just increase your score, but improve how lenders actually see you. By adding a seasoned primary tradeline to your profile, you can strengthen your overall credit profile, improve your utilization, increase your approval odds, and look more attractive to lenders. Reports to all 3 bureaus on the 15th of every month. Takes 14-45 days to start showing on reports.
Establish a $7,500 primary tradeline with 9 years of flawless payment history directly in YOUR name. Unlike authorized user tradelines, this account lists you as the primary holder - giving it maximum weight with lenders and creditors. Reports as OPEN to Equifax, Experian, and TransUnion within 14-45 days. Stays on your credit report for 1 year. An excellent entry point for those starting to build serious credit or preparing for future funding applications.
Establish a $25,000 primary tradeline with 8 years of flawless payment history directly in YOUR name. Unlike authorized user tradelines, this account lists you as the primary holder - giving it maximum weight with lenders and creditors. Reports as OPEN to Equifax, Experian, and TransUnion within 14-45 days. Stays on your credit report for 1 year. A strong choice for those preparing for major purchases or business funding applications.
Our premium $50,000 primary auto tradeline with 7 years of flawless payment history directly in YOUR name. Auto tradelines demonstrate responsible management of secured installment debt — a key factor lenders evaluate. Unlike authorized user tradelines, this account lists you as the primary holder, giving it maximum weight with lenders and creditors. Reports on the 30th of every month to Equifax, Experian, and TransUnion. Posting timeframe: 14 days minimum, up to 45 days maximum. Stays on your credit report for 1 year. The ultimate tradeline for executives and entrepreneurs pursuing six-figure funding goals.
Establish a massive $100,000 primary tradeline with extensive payment history directly in YOUR name. This elite-level tradeline provides the credit limit exposure that positions you for major funding approvals, premium credit cards, and significant business lines of credit. As the primary account holder, this carries maximum weight with lenders. Reports as OPEN to all three bureaus within 14-45 days. Stays on your credit report for 1 year. Designed for serious entrepreneurs and high-net-worth individuals pursuing six and seven-figure funding goals.
Book a strategy call and we'll analyze your credit profile to recommend the perfect tradeline package.
Schedule ConsultationMade with Emergent