Build Real Wealth With Credit, Capital, and Systems.
We do not sell theory. We repair the credit, place the tradelines, structure the entity, and hand you the funding stack that actually gets approved and deployed. Real playbook. Real capital. Real room.
$35M+in client credit lines, tradelines, and business funding placed
The Transformation
Where you are now vs. where you land after.
The gap between struggling and scaling is not more hustle. It is the right system. Here is what changes when you plug into The Collins Academy.
Before
Grinding Alone
Denied for basic credit lines and stuck watching others get approved
No clue which disputes actually work and which just waste time
Trying to piece together funding with 20 tabs open and zero strategy
No system to convert your knowledge or hustle into real recurring income
After The Academy
Moving Like The 1%
A funding-ready profile lenders actually approve — not a hope-and-pray file
A dispute engine handled for you — negatives, collections, and student loans deleted
A clear capital roadmap — repair, tradelines, entity, and lender stack aligned
Up to $250,000 in business funding deployed through our lender network
Real Clients · Real Wins
The people we actually serve.
Private clients, business owners, and professionals walking through the Collins Academy doors — getting their credit, capital and AI stack done in person and done right.
Walked into the Collins Academy stressed about my credit — walked out of the SmartCredit conference with a plan, a team, and real momentum.
They rebuilt my file and I finally got the funding I had been chasing for years.
The 75-Day plan was no joke — my scores jumped and my business line got approved.
Working with the Academy leveled up my whole brand — and my credit position matched it.
Repaired my credit, cleaned up my funding profile, and connected me to the right lenders.
Real Receipts · Real Clients
Credit lifts. Loan payoffs. $0 balances.
Actual screenshots, text messages and discharge letters from real Collins Academy clients — not stock photos, not actors.
"OMG THIS IS UNREAL — Experian 791, +123 pts. I think I may cry. THANK YOU MR. Collins and the team."
Collins ClientExperian 791 · +123 pts
"+114 points in 5 days."
Marcus5-day score jump
"+105 pts today — TransUnion 688. Bro."
DeAndre105-point lift
"Woke up to 101 pts up — now at 739."
JalenScore now 739 (Good)
"Your student loans have been forgiven — MOHELA, PSLF/TEPSLF. Thank you for your public service."
"Congratulations! You've paid off all your loans. Total Balance $0."
Nelnet Payoff$0 total balance
"You helped clear over $12,000 debt in student loans. Thanks again — you're the best."
@thereallamarqus$12K+ cleared
Our Top Services
Three engines. One wealth stack.
Pick the piece you need — or stack all three. Each service works standalone and layers into the same funding-ready playbook we run for every private client.
01
Wealth Rebuild System™
75-Day Financial Transformation
Our signature 75-day intensive focused on aggressive credit repair, student loan removal, and complete deletion of negative items — collections, charge-offs, late payments, and inquiries — across all three bureaus. From a damaged file to funding-ready in less than three months.
Aggressive 3-bureau credit repair campaign
Student loan removal (federal, private, and defaulted loans)
Full deletion of collections, charge-offs, late payments, and inquiries
Weekly 1-on-1 strategy call with the CEO
Funding-ready file in 75 days — guaranteed trajectory
A full done-for-you credit restoration engine paired with our funding readiness playbook. FCRA-compliant disputes across all three bureaus, tradeline layering, and lender-ready file staging so you show up to underwriting with a $250K position — not a wish list.
Unlimited done-for-you credit repair across all 3 bureaus
$10,000 primary tradeline + $80K in aged AU spots layered on your file
Business entity structuring + EIN + bank account setup
Up to $250,000 in business funding deployed through our lender network
Custom AI-powered business systems that run sales, support, and operations 24/7. Pick the Gold Starter for a full launch stack or the Platinum full-autopilot suite — offers structured, ads dialed, funnels live, and follow-up on autopilot.
Custom AI sales agents that book calls, answer DMs, and close 24/7
Try the same 3-bureau monitoring stack our private clients run — daily alerts, dark-web surveillance, and a $1M identity-theft policy. Full access for 7 days, just $1. Cancel anytime.
No fluff, no script — just how The Collins Academy really moves. Press play, then decide if you want the stack.
Free Community · Private Group
Join the 700 Club — our free Facebook family of 2,000+ members.
Daily score drops, lender hacks, dispute wins, and real conversations with founders who are rebuilding their files in public. Zero cost, zero fluff — just the room before you buy the room.
Live wins and score bumps posted daily
Direct access to the Collins Academy team
Private threads on lender picks, repair hacks & funding
Pay-in-full members unlock a private VIP Day with the CEO — the room where real relationships, lender introductions, and seven-figure plays actually happen.
LaMarqus is the founder of The Collins Academy, a credit and capital strategist, and author of Unlock Business Millions. He built the same playbook we now deploy for private clients — going from denied for a starter card to placing multi-million-dollar funding rounds for business owners across the country.
This is not affiliate resell. Every service on this page is built, executed, and coached by the Collins Academy team — with LaMarqus personally in the room on strategy calls, funding audits, and Wealth Rebuild sprints.
Entrepreneurs sick of self-funding every move out of pocket
6-figure earners ready to unlock institutional capital and scale
Coaches, creators, and consultants ready to package the offer right
Anyone tired of watching “gurus” gatekeep the actual playbook
Serious action-takers ready to execute — not another tire-kicker
Real Client Wins
Receipts. Not promises.
“
I went from three collections and a 540 score to a real approvable file. The Collins team ran the disputes and handed me the exact lender list to hit — first funding round closed in month two.
Funded $87K in 60 days
“
The Platinum Autopilot build changed my business. Funnel, follow-up and the offer stack — set up in a week. My phone rings without me touching an ad account.
AI Autopilot booked 41 calls / mo
“
Real strategy, real results. 75 days later my middle score jumped 158 points, I placed a $10K primary, and I finally understand how the whole capital stack works. Worth every dollar.
158-point score jump
“
Insurance tried to give me $1,800 for a totaled Tesla. Collins Academy's recovery team fought it and got me $14,200. Direct deposit hit before the coaching call ended.
Won $14,200 diminished value claim
Ready to move
Stop guessing. Start scaling.
Book a private 30-minute strategy call. We audit your file, map the right stack, and hand you a step-by-step plan — no pressure, no upsell theatre.
We are not a mill. Every file is engineered for funding — not just deletions. Disputes, tradelines, entity structure, and lender staging are treated as one system. You leave repair with an approvable profile, not just a cleaner report.
Most clients see initial removals in the first 30–45 days and hit funding-ready posture inside our 75-day Wealth Rebuild sprint. Timelines vary based on your starting file — we set realistic expectations on the strategy call.
No. Every service on this page works standalone. Start with what fits — the $250K Package, AI Autopilot, Insurance Recovery, or even the $37 ChatGPT Dispute Prompt — and stack from there.
That is exactly who we built this for. Most repair services stop at deletions and never engineer the file for lender approval. We rebuild the whole system — dispute engine, tradelines, entity, and lender staging — so the score actually converts into capital.
Because of the volume of custom work per client (dispute drafting, tradeline placement, coaching hours), most services are non-refundable once execution begins. We are transparent about scope and outcomes on the intake call so both sides go in eyes open.
Book a private strategy call using the button on this page. On the call we audit your file, pick the right service (or stack), and give you a step-by-step plan — no pressure, no upsell theatre.
