Your Credit Opens Doors

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Improve your credit
+75 to +289
Average FICO Score 8 Increases

As seen in

Whether you're looking for a quick credit boost or striving for lasting credit improvement, The Collins Academy provides impactful solutions to help you achieve your goals.

Our Products

Traditional Credit Repair

The 90-Day Credit Repair

$499

*Limited time offer*
Price subject to change any day
  • Our premium credit repair service designed to identify and dispute inaccurate, outdated, and unverifiable items on your credit report. Our strategic approach includes personalized dispute methods, regular progress updates, and exclusive access to our secure client portal, allowing you to track real-time results. This comprehensive process is tailored to help you achieve a stronger credit score within 90 days

Expedited Credit Repair

The 7-21-Day Credit Repair

$1,499

This is our TOP rated service
  • Need faster results? Our expedited credit repair service is designed for those who require rapid improvements to their credit profile. By leveraging data breaches, the Fair Credit Reporting Act (FCRA), and cutting-edge dispute techniques, we aggressively challenge inaccurate, outdated, and unverifiable items on your credit report. Our proven process ensures that erroneous accounts, collections, charge-offs, and other negative marks are thoroughly investigated and disputed with precision. With real-time updates and access to our secure client portal, you can track progress every step of the way. Improvements in just 7 to 21 days.

Letter Templates

Chex-Free Essentials

$49

for a bundle of both (ChexSystems and Early Warning Services)
  • Pre-designed, legally sound templates help you get removed from ChexSystems and Early Warning Services databases. These templates are easy to use and come with step-by-step instructions to regain access to traditional banking services.

Real People

Real Results

“It helped my credit. I was recently able to qualify for a mortgage loan because of The Collins Academy credit building tradelines. Thanks, Mark!!”

Lisa P.

“In 3 months my score has improved 184 points Well worth it to me.”

Josh L.

Great combinations for a complete credit boost!

Build revolving and installment credit with The Collins Academy credit combos

FAMILY + BOOST

$2,500

🚨 Exclusive Offer: Credit Repair for 10 Clients – Just $2,500! 🚨Take control of your family, friends, or clients financial future with our limited-time credit repair package designed to deliver real results fast! This offer includes comprehensive credit analysis, expert dispute handling, and personalized strategies to improve your credit score—all for an incredible price.✅
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FAST + BOOST

$2,000

The FASTEST way to your 800-credit score! We will remove negative items in 7-21 days and add 4 STRONG tradelines guaranteed to get you in the 800 club!
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The Collins Academy can positively impact factors that determine 90% of your FICO Score

Engineered for bigger and better credit on your terms

Impact Factors: Payment history (35%), Amount of Credit (30%), Length of Credit History (15%), Credit Mix (10%)

Specialty Credit Products

Chex, EWS, Debt Validation Letters & More

The Validation Vault

$99
for a bundle of 30+ letters

  • Professionally crafted debt validation letter, also includes 30+ letters designed to challenge debt collectors and verify the validity and accuracy of debts reported on your credit. Empower yourself with the tools to dispute and remove unsubstantiated claims.

Tradelines

Credit Elevate Tradelines

$650
per tradeline
Tailored per client reports to ensure MAXIMUM boost!

  • Boost your credit score with authorized user tradelines. Add seasoned accounts to your credit profile to improve credit utilization, age, and payment history. Ideal for clients looking to qualify for loans or improve creditworthiness quickly.

Government-Seized Property Listings Guide

Hidden Wealth Opportunities

$99
includes updates
for 6 months

  • A step-by-step guide to accessing government-seized property listings, including real estate, vehicles, and other assets available at discounted prices. Learn how to navigate auctions and secure valuable assets for less.

Do it yourself (D.I.Y)
Credit Repair

Fix It Yourself with A.I.

$0
includes A.I. assist
and a step-by-step guides

  • For self-starters, this FREE comprehensive DIY kit includes templates, guides, and detailed instructions to help you repair and build your credit independently. Learn how to identify errors, file disputes, and maintain a healthy credit profile.

Bad Credit?

We can help you.

Whether you’re just starting your credit journey or in the process of rebuilding your credit, we are here for you.

Reports to
all 3 bureaus
The Collins Academy reports to Experian, Equifax, and TransUnion
Free FICO®
Score monthly
FICO® Scores are used by 90% of top lenders.
No hard
credit pull
There is no hard credit pull when you add a Collins Academy credit builder Tradeline
Cancel anytime
You can cancel any time with no penalty

Want to know more?
Chat with a real live person based in
Delaware or Nevada.

Chat Monday – Friday 8am to 5pm CT. After hours please leave a message and we’ll follow up with you the next business day​.

Prefer to talk?

Call or e-mail us at

1-800-241-3735
information@thecollinsacademy.com

Monday – Friday  9am to 5pm EST

Credit building and security

only the best is what we provide.
The Collins Academy partners with FDIC-insured banks, so you know your money and your personal information are safe and secure.
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